Now it’s time for a new Condender: David Merrick.
A Wikipedia search for Mr. Merrick revealed that he is a dead Tony-Award winning theatrical producer. Clearly this isn’t the man I’m looking for.

The other David Merrick is the founder and CEO of the Traders International Returns Network. They are similar to Finanzas Forex, in that they both trade on the Foreign Exchange market, and both are registered in Panama. According to the flash animation on their homepage, TIRN trades on the Forex market, commidities, financial instruments, precious metals, and retail investments.

Judging by their web presence, TIRN certainly seems to be up-and-coming company. They have a twitter feed (but don’t seem to be doing anything with it), and their website is chock-full of rss readers that display the most current investment-news charts and graphs.

On the business end, they seem to be fast. Deposits and withdrawls are quick, taking about one business day to process (take that, Finanzas Forex!), and debit cards from the company are sent promptly. Like FFx, you make money from the investments of people on your downline, with a 5% initial payment, then a small residual payment per month.
Here’s their Return on Investment breakdown:

$500 – $999 = 9% return per month
$1,000 – 3,999 = 11% return per month
$4,000 – $9,999 = 14% return per month
$10,000 – $ 24,999 = 17% return per month
$25,000 – $49,999 = 19% return per month
$50,000 = 21% return per month
Minimum investment: $500
Maximum investment: $50,000
Add 1% if the investment is maintained for 6 months.

However, TIRN does have a shady side: The Comision Nacional de Valores of Panama (their version of the SEC) put out a document stating that TIRN has no licence to operate in Panama, and are not regulated by anyone. One of the conditions of signing up for TIRN is that you not speak negatively of them online, or your account may be terminated.

I’ll edit this post as I get more information, but my prospect for TIRN is the same as Finanzas Forex. Scam or not, I know that there is money being made. If I invest sometime in the future (I currently find myself penniless), I’ll use only the money that I can afford to lose.