Why is it a scam? Well, besides the fact that people haven't been able to get their money for a year now and besides the fact that every single such "Forex" operation eventually turn out to be scams, the basic premise is faulty: it's impossible to maintain such returns on investment without using the money of new investors. One's virtual profits may grow, but essentially it's your plain old pyramid game, a Ponzi if you wish, which is also why the banks won't touch them and why Crowne Gold and 100s of others at the same time had their accounts frozen by the American authorities. As long as they kept a low profile and stayed out of US, which they were careful to do, things kinda worked, because people were not cashing out, but the minute they started peddling their nonsense in the US the house of cards collapsed and no amount of sweet talking will change that. Unless of course all the suckers are fooled into leaving their "money" in and new fools keep coming, but even with that, extremely optimistic scenario, every pyramid game is intrinsically doomed from the getgo